Nebraska is a state where dogs are deeply loved and appreciated. In fact, almost half of all households in the state have at least one furry companion. Whether you are an outdoors enthusiast who loves to explore Nebraska’s diverse landscapes with your pup or prefer staying close to home, your furry friend is at risk for accidents or illnesses that could result in expensive veterinary treatments. This is where pet insurance comes in, helping your pet get the care they need without worrying about how to pay for it.
Fortunately, Omaha and Lincoln are ranked in the top 10% of America’s largest cities for affordable dog insurance premiums and veterinary care costs. However, pet insurance policies and their costs vary based on breed, age, location and other factors. For example, the three most popular breeds in Nebraska according to the AKC and Reader’s Digest are Labrador Retriever, German Shepherd, and Golden Retriever. But there are other popular breeds in the state according to different organizations, such as the Goldendoodle, Pembroke Welsh Corgi, Havanese and Soft-Coated Wheaten Terrier.
According to the North American Pet Health Insurance Association (NAPHIA), the average monthly premium for an accident and illness dog insurance policy in the U.S. in 2021 was $48.66 ($28.57 for cats). To determine how much a pet insurance policy would cost you, fill out a quick pet insurance quote form and get estimates from several top providers. That way, you can compare companies and find one that meets your specific needs and budget. Most providers offer customizable policies, letting you adjust deductibles, reimbursement percentages and annual payouts.
Nebraska is also known for being pet-friendly, with many activities and attractions suitable for furry companions. According to Pawsafe, Nebraska ranks as the ninth most dog-friendly state in the nation, and its two largest cities, Omaha and Lincoln, rank as two of the most pet-friendly cities based on factors like outdoor pet-friendliness, pet health and wellness and pet budget.
Pet insurance can be a lifesaver in unexpected situations where veterinary care expenses exceed your budget. Take the case of a Healthy Paws customer in Nebraska who filed a pet insurance claim for $4,136 in foreign body obstruction surgery. The customer received $3,622 in reimbursement, leaving them to pay only $514.
Ultimately, investing in pet insurance is a smart decision for pet owners who want to ensure their furry friends receive top-notch care without incurring unexpected expenses. Speak with an insurance agent for expert advice on how to purchase an affordable policy that fits your needs and budget.